News & Insights

United States Court of Appeals for the Fourth Circuit Nixes Maryland’s Attempt to Give Tax Sale Purchasers A Home Field Advantage

Real property tax sales provide opportunities for investors to acquire properties for below market prices if the properties are not redeemed from sale or to earn interest on the taxes paid at the tax sale at generous rates if the properties are redeemed.  As a result, large investors participate in tax sales throughout the United…

No Windfall For You! Fourth Circuit Holds That Return of Loan Proceeds Is A Critical Part Of Rescission Under Truth In Lending Act

The federal Truth In Lending Act (TILA) is a consumer protection statute designed to protect borrowers from unfair lending practices.  When a consumer loan is secured by the borrower’s residence, the TILA gives the borrower the right to rescind the transaction.  If the lender makes required disclosures to the borrower, including advising the borrower of…

Maryland Legal Aid appoints Lorenzo A. Bivans, Jr. to Board of Directors

Lorenzo A. Bivans, Jr. has been appointed to serve on the Maryland Legal Aid (MLA) Board of Directors. MLA is a private, non-profit law firm that provides free, civil legal services to low-income communities throughout Baltimore City and Maryland’s 23 counties through its 12 office locations across the State of Maryland. Each MLA office is…

Now Accepting Applications: Rosenberg Martin Greenberg Opens 2022 Application Process for Second Cohort in its Building Black-Owned Business in Baltimore Program

On July 1st, Rosenberg Martin Greenberg (RMG) began accepting submissions for its second cohort in the Building Black-Owned Business in Baltimore Program (the “BBOBB Program”). Black business owners in the Baltimore Metro Area are encouraged to apply in order to receive complimentary legal services for one year. From the applicant pool, five businesses will be…

The University of Maryland Francis King Carey School of Law elected Jamar R. Brown to Board of Visitors

Jamar R. Brown has been elected to the Board of Visitors for the University of Maryland Francis King Carey School of Law. The board is a collaborative forum and professional resource providing insight and support to the dean on a range of issues critical to the continued growth and success of the law school. The…

Beckhart v. Newrez, LLC Preventive Maintenance Is For Bankruptcy Plans As Well As Cars

Those among us who were watching television in the 1970’s (yes, there was television that long ago, in color even) will remember the commercials for oil filters in which an auto mechanic told car owners that they could pay him now to install a new oil filter or pay him later for major engine repairs.…

West Virginia Supreme Court of Appeals Holds That Borrowers Facing Foreclosure Do Not Have Standing to Challenge Validity of Assignments of Their Debts

Clete Pavone bought property in West Virginia from Patrick Russell in October of 2018.  Because he did not obtain a title search before buying the property, Mr. Pavone did not know that it was encumbered by a deed of trust that Mr. Russell had granted to Equity South Mortgage in 1999. Mr. Pavone learned of…

New Legislation Would Significantly Modify Baltimore City’s Inclusionary Housing Law by Repealing Cost Offsets and Waivers

New legislation was introduced in the Baltimore City Council that would significantly amend the City’s existing Inclusionary Housing Ordinance, which is currently set to expire on June 30, 2022, by imposing stricter mandates. The provisions of the existing Inclusionary Housing Ordinance are summarized below, followed by a summary of the notable changes proposed under the…

Fourth Circuit Takes Pendent Jurisdiction Over Appeal of Trial Court Order to Compel Arbitration Despite A Seeming Prohibition in Federal Arbitration Act

The Federal Arbitration Act establishes a federal policy in favor of arbitration agreements and provides for enforcement in federal court of many agreements to arbitrate.  9 USC §§ 1, 4.  Section 16(b) of the Arbitration Act goes so far as to say that a federal trial court’s interlocutory order compelling the parties to engage in…

Remembrance of the Honorable Joseph H. H. Kaplan

In the summer of 1968, I was one of six “summer associates” working at what was then known as Venable, Baetjer and Howard. Joe Kaplan was a “real” associate who had been with the firm for a few years after a stint at the U.S. Attorney’s office. He was a pretty serious fellow. Unlike several of his…