News & Insights
Following the onset of the COVID-19 pandemic, many jurisdictions put moratoria in place prohibiting foreclosure sales. However, most moratoria have expired and foreclosure sales, conducted at public auction, are ramping up as lenders work their way through a backlog of delinquent loans. Property owners, hoping to take advantage of a hot real estate market, are…
Real property tax sales provide opportunities for investors to acquire properties for below market prices if the properties are not redeemed from sale or to earn interest on the taxes paid at the tax sale at generous rates if the properties are redeemed. As a result, large investors participate in tax sales throughout the United…
The federal Truth In Lending Act (TILA) is a consumer protection statute designed to protect borrowers from unfair lending practices. When a consumer loan is secured by the borrower’s residence, the TILA gives the borrower the right to rescind the transaction. If the lender makes required disclosures to the borrower, including advising the borrower of…
Lorenzo A. Bivans, Jr. has been appointed to serve on the Maryland Legal Aid (MLA) Board of Directors. MLA is a private, non-profit law firm that provides free, civil legal services to low-income communities throughout Baltimore City and Maryland’s 23 counties through its 12 office locations across the State of Maryland. Each MLA office is…
On July 1st, Rosenberg Martin Greenberg (RMG) began accepting submissions for its second cohort in the Building Black-Owned Business in Baltimore Program (the “BBOBB Program”). Black business owners in the Baltimore Metro Area are encouraged to apply in order to receive complimentary legal services for one year. From the applicant pool, five businesses will be…
Jamar R. Brown has been elected to the Board of Visitors for the University of Maryland Francis King Carey School of Law. The board is a collaborative forum and professional resource providing insight and support to the dean on a range of issues critical to the continued growth and success of the law school. The…
Those among us who were watching television in the 1970’s (yes, there was television that long ago, in color even) will remember the commercials for oil filters in which an auto mechanic told car owners that they could pay him now to install a new oil filter or pay him later for major engine repairs.…
Clete Pavone bought property in West Virginia from Patrick Russell in October of 2018. Because he did not obtain a title search before buying the property, Mr. Pavone did not know that it was encumbered by a deed of trust that Mr. Russell had granted to Equity South Mortgage in 1999. Mr. Pavone learned of…
New legislation was introduced in the Baltimore City Council that would significantly amend the City’s existing Inclusionary Housing Ordinance, which is currently set to expire on June 30, 2022, by imposing stricter mandates. The provisions of the existing Inclusionary Housing Ordinance are summarized below, followed by a summary of the notable changes proposed under the…
The Federal Arbitration Act establishes a federal policy in favor of arbitration agreements and provides for enforcement in federal court of many agreements to arbitrate. 9 USC §§ 1, 4. Section 16(b) of the Arbitration Act goes so far as to say that a federal trial court’s interlocutory order compelling the parties to engage in…
